Refund & Refund Advance Options

Refund Options

IRS DIRECT (No fees)

  • Direct Deposit
  • Paper Check (Mailed)

EPS BANK PRODUCT (Some fees)

  • Direct Deposit
  • Cashier's Check
  • E-1 Card

Advances and Loans

  • Refund advances up to $500, $1,000 or $1,500
  • Additional advance up to $1,000 available to qualifying taxpayers

Fine Print

1 - The Refund Advance is an optional tax-refund related loan provided by MetaBank® (it is not the actual tax refund) at participating locations. The amount of the loan will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer. Fees for other optional products or product features may apply. Tax returns may be filed electronically without applying for this loan. Loans offered in amounts of $500, $1,000, or $1,500. Availability is subject to satisfaction of identity verification, eligibility criteria, and underwriting standards.


2 - Interest bearing loan, not available to all Refund Advance recipients.


3 - The Plus Up Loan is an optional tax-refund related loan provided by MetaBank® (it is not the actual tax refund) at participating locations. The amount of the loan will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer. Annual Percentage Rate of 29.9%. For example, for $1,000 borrowed over a 21 day term, total amount payable in single payment is $1,017.20 including interest. Fees for other optional products or product features may apply. Tax returns may be filed electronically without applying for this loan. Availability is subject to satisfaction of identity verification, eligibility criteria, and underwriting standards.